Driving without Insurance

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Our specialist driving offence solicitors can assist you with the “driving without insurance” law and procedure for a no-insurance charge. For immediate help and assistance, please contact us now.

Driving without insurance – what does it mean?

Driving without insurance is an offence where the burden is on the driver. The driver needs to show that he or she did have a policy of insurance that would have covered him or her to drive that motor vehicle at that time.

Common ‘no insurance offences’ we deal with include:

• An employee driving without business insurance
• A teenager driving a parent’s car without insurance

It is possible for an owner of a vehicle to be required to provide insurance even if they were not the driver at the material time. There are separate offences regarding allowing a vehicle to be used without a valid insurance policy in place.

What are the penalties for driving without insurance?

The penalty for driving without insurance is normally points on a driving licence and a minimum of six penalty points (unless special reasons exist) with a fine. The fine for driving without insurance is calculated upon the driver’s disposable income.

If you are caught driving without insurance you are likely to have your car impounded and you will need to pay a release fee and show insurance before it is released. In addition, a postal requisition is likely to be sent, providing you with a court attendance notice.

How we can help if you are accused of driving without insurance

Our specialist driving offence solicitors can assist you with the “driving without insurance” law and procedure for a no-insurance charge. For immediate help and assistance, contact us now on 020 3917 9999 or email ahsan@lincolnlawrence.com to arrange for a free initial consultation.